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Employee Benefits

Meant to increase the economic security essential that all parties involved in
of employees, employee benefits are employee benefit plans comply with the
non-wage compensations in addition to laws. The Employee Retirement Income
normal wages or salaries. Employee Security Act (ERISA) governs retirement
benefits could be in the form of health plans and welfare benefit plans. ERISA
and dental plans; retirement benefit encourages employers to offer employee
plans; group-term life and long-term-care benefit plans and minimize financial and
insurance plans, legal assistance plans, administrative burdens. It also acts to
adoption assistance, relocation protect the interests of employees and
assistance, child care benefits and provide tax incentives to businesses
miscellaneous employee discounts. The providing employee benefit plans.Group
miscellaneous discounts may cover movies health plans subject to the Consolidated
and theme park tickets, hotels and Omnibus Budget Reconciliation Act (COBRA)
resorts, etc.Some of these benefits, such must provide notice of continuation
as accident and health plans and rights to eligible former employees and
group-term life insurance, may be beneficiaries. The eligible employee or
excluded from the employee's gross income former spouse then must decide whether or
and therefore exempt from federal income not to purchase COBRA continuation
tax. Benefits provided by employers are coverage within 60 days.The term perks or
normally tax-deductible to the employer perquisite is often linked to benefits of
and non-taxable to the employee. Among a discretionary nature. Perks are mostly
exceptions to this general rule are provided to employees who are doing
executive benefits like golden parachute notably well and/or have seniority.
plans.Some employers also offer cafeteria Common perks include company cars, hotel
plans in which employees can choose from stays, free refreshments, leisure
a menu and level of benefits. In most activities on work time, lunch allowances
cases, both the employees and the and so on.
employers fund these plans.It is




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