What You Need to Know About Estate Planning

f us don't like to think about estate planning. Itgoverning estate planning can change frequently.
seems morbid to think about our demise, so weMake sure to update your will any time there is a
sweep it under the rug and don't prepare ourselvesmarriage, divorce, death of a spouse, birth or
and our families for the worst. However, withoutadoption of children, or a move to another state.
estate planning, your family will have to deal with aMake sure the changes are made to your will as
trip to probate court.soon as possible.
Your loved ones will have enough to deal with, soFor example, you wouldn't want a child deprived of
take care of your planning and you'll be doing them ahis or her inheritance, or your ex-spouse to gain
big favor.control of your estate. These examples should help
Can I Use Estate Planning Software?you see why proper planning is so important!
If you check your local computer store, you canTry to be disciplined and not allow more than a
usually find several versions of planning software. Youmonth to go by after important events before you
may wonder, though, are they legally binding?update your will as needed.
Will the information be applicable to my state and myWhat Else Is Involved in Estate Planning?
situation? The good news is that estate planningWhen handling your planning, you want to be sure
software has never been more easy to use. Often,not to miss any steps. Whether you use estate
you simply start the program, answer a series ofplanning software or have an attorney handle the
questions, and the necessary documents arenecessary documents, you'll want to take great care
prepared, ready to print. However, you should stillto make sure that all the proprieties are observed.
have all documents checked by an attorney.Make sure that your will is witnessed by the correct
Even with an attorney's fee, you can still save a lotnumber of people. Also, none of your witnesses
of money with planning software. The time it takesshould be your beneficiaries. Ascertain that you have
the lawyer to review your documents will be verya named executor, and that this person is willing and
short compared to having original papers drawn up.able to handle your estate when needed.
With software prices getting lower every day, youSome of the planning choices that you'll need to
can find a good estate planning program for less thanmake will be personal, such as guardianships for your
$50 at most stores where software is sold.children, and some will be pure business, such as how
What Do I Need Besides a Will?to handle your stake in your family's company.
Assuming that you are over 21, you will need aWhen it comes to estate planning, each and every
health care proxy and a durable power of attorney.decision is important to your loved ones' futures.
Find these forms in your planning software, or askDon't allow your distaste at the subject of planning
your lawyer.to keep you from handling this task as soon as
They will save you a lot of time in case of anpossible. If you've never done any planning like this,
emergency medical situation. These documentsstart today.
shouldn't need to be updated unless somethingIf you've had all of your pertinent estate planning
drastic happens, such as the person that you chosefinished for years, have it reviewed. It's just too vital
to have power of attorney passes away, but youto be put off another day. Think of your family and
should review your will every few years. Lawsget going!